I am TERRIFIED to have intercourse with my Boyfriend because of this?

First, calm down ! You need to be logical about this and if you're freaking out you can't be. Do you believe in faith and destiny ? Because, I'm going to look at this situation from that point of view, every day we risk dying right ? Just by breathing we risk dying, I think everyone has a destiny and there's no escaping it ! Hey, if or when you read this comment, you may or may not choose to have sex, but in the end you can't escape your destiny. Scientifically, there isn't any thing much you can do about the physical part of it. Medically, have a close female friend on speed dial with your phone near-by. Other than that, make your choice and in the end just hope it's the right one !